SAP glossary · Commercial models
Cloud credits
What it is
Under the consumption-based model for SAP BTP, cloud credits are the prepaid monetary value customers spend on the cloud services they need.
Why it matters for executives
Unused credits are a sunk cost; overrun credits are a surprise. Treat them like a budget with an owner.
Source and currency. Summarised in our own words from SAP's publicly available SAP Corporate Glossary (February 2025 edition). SAP updates names, editions and packaging often; check the current wording on sap.com before relying on it.